Health Insurance Rates for Working-Age Adults Higher by Race, Hispanic Origin, Region

Health coverage of working-age adults increased significantly in the Northeast, South and West but increases varied by age and employment status. The Midwest was the only region without a significant increase.

Northeast

Health insurance coverage of working-age adults in the Northeast increased from 92.6% in 2021 to 93.3% in 2022 (Figure 3).

The increase was driven largely by coverage for the oldest working-age group of adults (45-64), which rose from 93.5% in 2021 to 95.7% in 2022 (Table 2). There were significant increases in this age group among both those who were and were not working. The share of those who did not work with any health coverage increased by 3.6 percentage points (Figure 4).

South

Health insurance coverage increased for working-age adults in the South by 0.8 percentage points between 2021 and 2022.

Younger adults ages 19 to 25, in particular, experienced significant increases in coverage: 81.1% in 2022, up from 78.9% in 2021. This increase was driven by those who were employed who saw their rates rise from 79.2% to 81.9%, a 2.8-point increase.

West

Significant increases in coverage for working-age adults in the West were more widespread than in the Northeast and South. The share covered by any type of health insurance increased from 89.0% in 2021 to 90.3% in 2022.

This increase was driven by adults in the middle age ranges. Health coverage among adults ages 26 to 34 went from 88.1% to 89.8% and, among adults ages 35 to 44, it went from 89.1% to 90.9%. The share of workers in the West with health insurance coverage also increased 1.4 percentage points.

Midwest

While the change in the overall health coverage rate of working-age adults in the Midwest was not statistically different between 2021 and 2022, the change for workers was: up from 92.6% in 2021 to 93.4% in 2022.

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